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The Bulletin on Retirement and Disability

Summarizes research in the NBER's Retirement and Disability Research Center. A quarterly, it is distributed digitally and is free
Nearly half of all Americans live paycheck to paycheck, with little savings to respond to an unexpected shock like a car repair or hospital bill. Many low-income and elderly households are reliant on government programs to make ends meet. For these households, a mismatch in the timing of when benefits are received and when bills are due can affect the households' ability to pay for necessary goods and services. In The Impact of Bill Receipt Timing among Low-Income and...

Research Summaries

Student loan debt is rising in the US, with total debt now in excess of $1.3 trillion and nearly one in five borrowers leaving school with over $50,000 of debt. Individuals experiencing a career-ending disability are likely to experience difficulty in repaying their student loans due to the loss of earnings. The Department of Education's Total and Permanent Disability Discharge (TPDD) program allows for the discharge of federal student loan debt for disabled individuals....
The COVID-19 pandemic has brought renewed attention to the fact that the US does not provide universal access to paid sick leave for employees. Some employers voluntarily provide paid leave, resulting in substantial inequality in coverage across workers by industry, income level, and full- or part-time status. Fewer than half of low-income and part-time employees have access to paid leave. Nearly 50 million workers lack access even to unpaid sick leave, as the Family and...

The Bulletin on Retirement and Disability summarizes selected recent Working Papers. It is distributed digitally to economists and other interested persons for informational and discussion purposes. The Bulletin is not copyrighted and may be reproduced freely with attribution of source.

Working Papers produced as part of the NBER's research program are distributed to make preliminary research results available to economists in the hope of encouraging discussion and suggestions for revision before final publication. Neither Working Papers nor issues of the Bulletin on Retirement and Disability are reviewed by the Board of Directors of the NBER.
The Bulletin on Retirement and Disability is edited by Courtney Coile.
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